Debt Counselling removal has become somewhat of a pain point lately. In short, to complete your debt counselling process or to cancel it early, an extra step has been added, and unfortunately it is not a step you can take alone.. you will need the help of a lawyer. Luckily we can help!
To terminate the debt counselling process and to have the debt counselling notice removed from your credit reports requires that a court application be made for the court to find that you are not over-indebted, even if there is no court order in place for your debt counselling.
If your financial circumstances have improved to the point that you are now able to meet the repayments due to all your creditors, then the debt counselling process can be terminated. To have you listed as being under debt counselling and/or over-indebted would be unfair and in breach of the spirit of the National Credit Act, since you are not over-indebted anymore, and you are from now on able to pay your creditors directly and don’t need the help from a debt counsellor or debt counselling anymore. To complete the removal you will obtained a court order to rescind the debt counselling order. Credit bureaus will be updated via the NCR Debt Help System about the changes in your situation and you will obtain a court order declaring that you are no longer over-indebted.
Step by step process to get your debt counselling removed
Step 1: Application
Complete the contact form with all your details
We need this information to legally apply on your behalf to be removed from the debt counselling process
Step 2: Assessment & Application
Our team of legal experts will assess your situation, apply at court to remove you from debt counselling process
Step 3: Court order
Court order will be issued
When the court approves the request, all relevant documents will be sent to the credit bureaus