by Alliance DC Team | Feb 24, 2026 | Debt Education, Debt Solutions in South Africa
By Willem Nel – Registered Debt Counsellor If you are considering debt review, one of the first questions you will ask is: “What will happen to my credit score?” As a Registered Debt Counsellor, I regularly advise consumers who are concerned about their credit...
by Alliance DC Support | Feb 9, 2026 | Debt Education, Debt Review & Debt Counselling, Debt Solutions in South Africa, Financial Legal Processes
By Willem Nel – NCRDC1593 Financial pressure can happen to anyone. Rising living costs, interest rate increases, job changes, or unexpected expenses can quickly make debt repayments unmanageable. In South Africa, there are several legal solutions for dealing...
by Alliance DC Team | Feb 2, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor (NCRDC1593) For many South Africans, arrears do not start with recklessness or poor money management. They often begin quietly — a missed payment here, a reduced income there, an unexpected expense that forces a difficult...
by Alliance DC Team | Jan 26, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor (NCRDC 1593) Introduction: The Slow Creep of Financial Trouble Over-indebtedness rarely happens overnight. In my experience as a registered debt counsellor, it develops gradually, often while consumers believe they are...
by Alliance DC Team | Jan 19, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor (NCR Registered: 1593) Over-indebtedness has become a growing reality for many South African households. Rising living costs, interest rate increases, and unexpected life events often leave consumers struggling to...
by Alliance DC Team | Jan 12, 2026 | Debt Education, Financial Wellbeing
By Willem Nel – Registered Debt Counsellor Debt review remains one of the most misunderstood financial tools in South Africa. Even in 2026, I still speak daily to consumers who delay getting help—not because they do not need it, but because they believe myths that...
