Debt Review in South Africa
If your monthly debt repayments have become unaffordable, debt review may offer a structured way to reduce financial pressure and regain control.
Debt Review May Help If You:
Struggle To Pay All Accounts On Time
Use Most Of Your Income For Debt Repayments
Are Falling Behind On Loans, Credit Cards, Or other debts
Feel Under Pressure From Creditors
Need A Structured Repayment Plan
What Is Debt Review?
Debt review is a formal process for over-indebted consumers who are struggling to meet their monthly credit obligations.
It involves assessing your income, expenses, and debts to determine whether a more affordable repayment plan may be possible.
In Simple Terms
- A legal process under the National Credit Act.
- Protects you from legal action and collection calls.
- Combines your debts into one affordable payment.
- Helps you repay what you owe within a reasonable time.
How the Process Works
- Enquiry
You contact Alliance by form, phone, or WhatsApp. - Assessment
We review your financial position. - Recommendation
We explain whether debt review may be suitable. - Restructuring Process
A more manageable repayment arrangement is pursued. - Ongoing Support
Our team guides you through the process.
Frequently Asked Questions
How do I know if I qualify?
Your income, expenses, and debt obligations need to be assessed first.
Can I enquire even if I am unsure?
Yes. You do not need to know whether debt review is right for you before contacting us.
Do you assist nationwide?
Yes. Alliance assists clients across South Africa.
Request a Callback
Complete the form and one of our consultants will contact you to discuss your situation and the best way forward.
*By submitting this form, you consent to Alliance Debt Counsellors contacting you regarding your enquiry.