by Alliance DC Team | Feb 2, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor (NCRDC1593) For many South Africans, arrears do not start with recklessness or poor money management. They often begin quietly — a missed payment here, a reduced income there, an unexpected expense that forces a difficult...
by Alliance DC Team | Jan 19, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor (NCR Registered: 1593) Over-indebtedness has become a growing reality for many South African households. Rising living costs, interest rate increases, and unexpected life events often leave consumers struggling to...
by Alliance DC Team | Jan 12, 2026 | Debt Education, Financial Wellbeing
By Willem Nel – Registered Debt Counsellor Debt review remains one of the most misunderstood financial tools in South Africa. Even in 2026, I still speak daily to consumers who delay getting help—not because they do not need it, but because they believe myths that...
by Alliance DC Team | Dec 29, 2025 | Debt Education
By Willem Nel – Registered Debt Counsellor, Alliance Debt Advisors One of the most difficult conversations I have with parents is this: “I don’t want my children to make the same money mistakes I did.” By 2026, South African households are under more financial...
by Alliance DC Team | Dec 22, 2025 | Debt Education, Money Management
By Willem Nel – Registered Debt Counsellor, Alliance Debt Advisors Many South Africans believe that once you enter debt review, saving money is no longer possible. This belief is understandable — when every rand already feels allocated, the idea of putting money aside...
