by Alliance DC Team | Mar 9, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor When people hear the word budget, they often think it is something complicated or restrictive. In reality, a household budget is simply a clear plan for how your money should work for you every month. As a registered debt...
by Alliance DC Team | Mar 2, 2026 | Debt Review & Debt Counselling
By Willem Nel Registered Debt Counsellor – NCRDC1593 Debt counselling was created to help over-indebted consumers regain financial stability, protect their assets, and repay debt in an affordable and structured way. Unfortunately, many consumers consider exiting debt...
by Alliance DC Team | Feb 24, 2026 | Debt Education, Debt Solutions in South Africa
By Willem Nel – Registered Debt Counsellor If you are considering debt review, one of the first questions you will ask is: “What will happen to my credit score?” As a Registered Debt Counsellor, I regularly advise consumers who are concerned about their credit...
by Alliance DC Team | Feb 2, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor (NCRDC1593) For many South Africans, arrears do not start with recklessness or poor money management. They often begin quietly — a missed payment here, a reduced income there, an unexpected expense that forces a difficult...
by Alliance DC Team | Jan 26, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor (NCRDC 1593) Introduction: The Slow Creep of Financial Trouble Over-indebtedness rarely happens overnight. In my experience as a registered debt counsellor, it develops gradually, often while consumers believe they are...
