by Alliance DC Team | Mar 16, 2026 | Debt Education
From the office of Willem Nel, registered debt counsellor (NCRDC1593), we understand that many South Africans struggle to manage their monthly expenses. It can feel like no matter how hard you work, your income disappears before the month ends. But reducing your...
by Alliance DC Team | Mar 9, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor When people hear the word budget, they often think it is something complicated or restrictive. In reality, a household budget is simply a clear plan for how your money should work for you every month. As a registered debt...
by Alliance DC Team | Mar 2, 2026 | Debt Review & Debt Counselling
By Willem Nel Registered Debt Counsellor – NCRDC1593 Debt counselling was created to help over-indebted consumers regain financial stability, protect their assets, and repay debt in an affordable and structured way. Unfortunately, many consumers consider exiting debt...
by Alliance DC Team | Feb 24, 2026 | Debt Education, Debt Solutions in South Africa
By Willem Nel – Registered Debt Counsellor If you are considering debt review, one of the first questions you will ask is: “What will happen to my credit score?” As a Registered Debt Counsellor, I regularly advise consumers who are concerned about their credit...
by Alliance DC Team | Feb 2, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor (NCRDC1593) For many South Africans, arrears do not start with recklessness or poor money management. They often begin quietly — a missed payment here, a reduced income there, an unexpected expense that forces a difficult...
