by Alliance DC Team | Jan 26, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor (NCRDC 1593) Introduction: The Slow Creep of Financial Trouble Over-indebtedness rarely happens overnight. In my experience as a registered debt counsellor, it develops gradually, often while consumers believe they are...
by Alliance DC Team | Jan 19, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor (NCR Registered: 1593) Over-indebtedness has become a growing reality for many South African households. Rising living costs, interest rate increases, and unexpected life events often leave consumers struggling to...
by Alliance DC Team | Jan 12, 2026 | Debt Education, Financial Wellbeing
By Willem Nel – Registered Debt Counsellor Debt review remains one of the most misunderstood financial tools in South Africa. Even in 2026, I still speak daily to consumers who delay getting help—not because they do not need it, but because they believe myths that...
by Alliance DC Team | Jan 5, 2026 | Debt Education, Money Management
By Willem Nel – Registered Debt Counsellor Introduction As we enter 2026, more South Africans than ever are feeling the strain of rising living costs, high interest rates, and shrinking disposable income. From electricity and fuel to school fees and medical...
by Alliance DC Team | Dec 29, 2025 | Debt Education
By Willem Nel – Registered Debt Counsellor, Alliance Debt Advisors One of the most difficult conversations I have with parents is this: “I don’t want my children to make the same money mistakes I did.” By 2026, South African households are under more financial...
