by Alliance DC Team | Feb 24, 2026 | Debt Education, Debt Solutions in South Africa
By Willem Nel – Registered Debt Counsellor If you are considering debt review, one of the first questions you will ask is: “What will happen to my credit score?” As a Registered Debt Counsellor, I regularly advise consumers who are concerned about their credit...
by Alliance DC Support | Feb 16, 2026 | Debt Review & Debt Counselling, Debt Solutions in South Africa, Financial Legal Processes
From the Office of Willem Nel – Registered Debt Counsellor Many consumers enter debt review feeling uncertain about what their rights are and how credit providers are supposed to behave once the process begins. One of the most important things to understand is that...
by Alliance DC Support | Feb 9, 2026 | Debt Education, Debt Review & Debt Counselling, Debt Solutions in South Africa, Financial Legal Processes
By Willem Nel – NCRDC1593 Financial pressure can happen to anyone. Rising living costs, interest rate increases, job changes, or unexpected expenses can quickly make debt repayments unmanageable. In South Africa, there are several legal solutions for dealing...
by Alliance DC Team | Feb 2, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor (NCRDC1593) For many South Africans, arrears do not start with recklessness or poor money management. They often begin quietly — a missed payment here, a reduced income there, an unexpected expense that forces a difficult...
by Alliance DC Team | Jan 26, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor (NCRDC 1593) Introduction: The Slow Creep of Financial Trouble Over-indebtedness rarely happens overnight. In my experience as a registered debt counsellor, it develops gradually, often while consumers believe they are...
by Alliance DC Team | Jan 19, 2026 | Debt Education
By Willem Nel – Registered Debt Counsellor (NCR Registered: 1593) Over-indebtedness has become a growing reality for many South African households. Rising living costs, interest rate increases, and unexpected life events often leave consumers struggling to...
by Alliance DC Team | Jan 12, 2026 | Debt Education, Financial Wellbeing
By Willem Nel – Registered Debt Counsellor Debt review remains one of the most misunderstood financial tools in South Africa. Even in 2026, I still speak daily to consumers who delay getting help—not because they do not need it, but because they believe myths that...
by Alliance DC Team | Jan 5, 2026 | Debt Education, Money Management
By Willem Nel – Registered Debt Counsellor Introduction As we enter 2026, more South Africans than ever are feeling the strain of rising living costs, high interest rates, and shrinking disposable income. From electricity and fuel to school fees and medical...
by Alliance DC Team | Dec 29, 2025 | Debt Education
By Willem Nel – Registered Debt Counsellor, Alliance Debt Advisors One of the most difficult conversations I have with parents is this: “I don’t want my children to make the same money mistakes I did.” By 2026, South African households are under more financial...
by Alliance DC Team | Dec 22, 2025 | Debt Education, Money Management
By Willem Nel – Registered Debt Counsellor, Alliance Debt Advisors Many South Africans believe that once you enter debt review, saving money is no longer possible. This belief is understandable — when every rand already feels allocated, the idea of putting money aside...
