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Credit Rights in South Africa: A Debt Counsellor’s Daily Experience & How to Protect Yourself

Credit Rights in South Africa: A Debt Counsellor’s Daily Experience & How to Protect Yourself

by Alliance DC Team | Nov 17, 2025 | Debt Review & Debt Counselling

Introduction My name is Willem Nel, and I have been working as a debt counsellor in South Africa for more than 20 years. Over these two decades, I have helped thousands of clients who arrive overwhelmed, confused, and unsure of why their credit applications were...
Make Sure You Are Truly Overindebted Before Signing Up for Debt Counselling

Make Sure You Are Truly Overindebted Before Signing Up for Debt Counselling

by Alliance DC Team | Nov 10, 2025 | Debt Review & Debt Counselling

Introduction  Debt can be overwhelming, stressful, and even frightening—but there is a solution. Debt counselling is the safest and most effective way for overindebted South Africans to regain control of their finances. However, it’s crucial to ensure you are...
Choosing the Correct Loan for Your Needs — According to the National Credit Act

Choosing the Correct Loan for Your Needs — According to the National Credit Act

by Alliance DC Team | Nov 4, 2025 | Debt Review & Debt Counselling

Choosing the Right Loan for Your Needs — According to the National Credit Act Taking a loan can help cover expenses or finance big purchases, but choosing the wrong one can lead to unnecessary debt. The National Credit Act (NCA) ensures lenders act responsibly and...
Before the Sheriff Knocks – How to Protect Your Home or Car Introduction

Before the Sheriff Knocks – How to Protect Your Home or Car Introduction

by Alliance DC Team | Oct 31, 2025 | Debt Review & Debt Counselling

Facing the possibility of losing your home or car due to unpaid debts is a harrowing experience. However, many South Africans are unaware that the National Credit Act (NCA) offers robust protections against such outcomes. Understanding your rights and the available...
Exciting News: Our New Blog is Coming Soon!

Exciting News: Our New Blog is Coming Soon!

by Alliance DC Team | Oct 29, 2025 | Debt Review & Debt Counselling

Hey there, Alliance DC family and friends! We’re thrilled to announce that we’re launching a brand-new blog right here on the Alliance DC website – and it’s all about you! Whether you’re a long-time client or just discovering our services, this...
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Latest Posts

  • Types of Loans Available in South Africa Under the National Credit Act
  • Do You Really Qualify for Another Loan – Or Is It Time to Admit You’re Over-Indebted?
  • The Hidden Cost of Living Crisis: Why South African Families Are Struggling More Than Ever in 2026
  • Debt Review Court Orders: Why Interest Rates and Repayment Terms Matter More Than Promises
  • Debt Counselling vs Debt Consolidation Loans in South Africa – Understanding the Difference

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